Excess liability picks up where your business auto liability, general liability, or other liability coverage stops. Excess liability insurance is an inexpensive way to provide extra coverage against bodily injury and/or property damage.
Inland marine is coverage of properties exposed to the transportation peril and those subject to being used or kept at a location other than the insured’s customary premises.
This coverage protects your executives and your company's key assets against the risk of litigation.
D&O insurance policies offer liability cover for company managers to protect them from claims which may arise from the decisions and actions taken within the scope of their regular duties.
Errors and omissions is a type of professional liability insurance that protects companies and individuals against claims made by clients for inadequate work or negligent actions. Errors and omissions insurance often covers both court costs and any settlements up to the amount specified on the insurance contract.
Worker's compensation insurance covers your employees to protect against on the job injuries.
Provides protection for the assets of a business in the event of robbery, burglary, larceny, forgery, and embezzlement.
Business property coverage is to protect your business’s physical assets. Including, but not limited to your building, outdoor sign, furniture, equipment, inventory, fence, landscaping, and others property.
General liability insures against liability imposed upon your business because of the negligence of the business or its employees. It may be the only type of business liability insurance you need, depending on your particular business situation.
Coverage to cover claims for harassment, discrimination, or wrongful termination. It is specifically designed to help protect the insured and their business in the event an employee or third party brings a suit or administrative charge.
Professional liability coverage protects your business against malpractice, errors, negligence, and omissions. Depending on your profession, it may be a legal requirement to carry such a policy.
Business automobile covers a wide variety of vehicles used for your business. Vehicles used for business are NOT covered under your personal auto insurance policy.
Trucking coverage provides protection similar to business auto coverage. A difference which makes Trucking coverage special is the possibility to get additional coverages for cargo and trailers on fleets and long haul trucking.
We have many types of bonds available to provide you or someone you are working with the special type of guarantee needed. Some types we provide are surety bonds, license & permit bonds, payment bonds, janitorial bonds, and performance bonds.
Flood insurance protects you against damage to your property caused by flooding. Your property policy does not cover damage from flood loss to any property resulting directly or indirectly from water or damage caused by water-borne material. Loss resulting from water or water-borne material damage is not covered even if other perils contributed directly or indirectly to cause the loss.
Business insurance is designed to protect your assets and profits against a financial loss caused by a catastrophe. We realize that the last thing that business owners can afford to do is waste their time worrying about their insurance protection.
Copyright 2013. All rights reserved. Johnson & Fletcher Insurance Agency | 3225 NW 13th St, Gainesville, FL 32609 | (352) 373-4381
Insurance coverage cannot be bound or changed via submission of an online form, e-mail, voicemail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent. Note; any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this online form/application and/or in communications with us. All coverages are subject to the terms, conditions, and exclusions of the actual policy issued.